ausfinance AusFinance If I purchase a flat outright, will a bank give me a personal loan (eg $50k) using the flat as collateral?
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  • NeedAnotherOne NeedAnotherOne 2 months ago 100%

    When you say outright you have, for example 450k for a 500k apartment? If that is the case then you just need to get a mortgage for the difference and be done with it. With that much of a deposit I didn't think they would see it as much of a risk, but who knows. A mortgage will be much lower interest than a personal loan. Also have you factored in all of the extras... legals, stamp duty, etc etc.

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  • sydney Sydney Daily Discussion Thread - Fri Nov 17 2023
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  • NeedAnotherOne NeedAnotherOne 10 months ago 100%

    I sense the weekend will be a symphony of lawn mowers

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  • nrl NRL What the Latrell is going on with this promo picture
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  • NeedAnotherOne NeedAnotherOne 1 year ago 100%

    now that I'm thinking about it, maybe it's AI generated

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  • nrl NRL What the Latrell is going on with this promo picture
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  • NeedAnotherOne NeedAnotherOne 1 year ago 100%
  • nrl NRL Roosters JWH handed 6 week ban
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  • NeedAnotherOne NeedAnotherOne 1 year ago 100%

    Guess he wont be going to Vegas next year

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  • cars Cars Australia Tesla opens 30 Superchargers to rival electric cars in Australia
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  • NeedAnotherOne NeedAnotherOne 1 year ago 100%

    Its gonna be a cash cow for Tesla eventually, they thought that one out well

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  • steamdeck Steam Deck Why doesn’t the steamdeck hibernate by default?
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  • NeedAnotherOne NeedAnotherOne 1 year ago 100%

    Yah all good questions and good responses. Suspend is great for this handheld, but as @PlasticExistence@beehaw.org mentions linux isn't great at suspend out of the box and having a very configurable embedded system like the steamdeck lumps it in this basket.

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  • steamdeck Steam Deck [News] Over 11,000 games now rated Steam Deck Playable
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  • NeedAnotherOne NeedAnotherOne 1 year ago 100%

    I got one of amazon.com.au in June. The price was pretty much the same as the direct conversion from USD, and it got delivered the next day. Obv a 3rd party seller but have been super happy with the purchase.

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  • australia Australia Burger giant Wendy's signs deal to open 200 Australian stores by 2034
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  • NeedAnotherOne NeedAnotherOne 1 year ago 100%

    I do like me a Wendy's burger

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  • australia Australia Any suggestions which banks are the least shit?
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  • NeedAnotherOne NeedAnotherOne 1 year ago 100%

    I think a lot of the 'customer owned' banks are usually good, they can be regional based as well. IE for Newcastle area Greater Bank and Newcastle Permanent Buildng Society both have lots of branches and good customer support for local. I used to like StGeorge until Westpac took them over, went downhill after that

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  • nrl NRL Round 20 Discussion Thread
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  • NeedAnotherOne NeedAnotherOne 1 year ago 100%

    Got a perfect round , much thanks to the refs on that last game :-) Time to start checking the run home for em all now, nothing but injuries or suspensions should get in the way now. I think we've had all the coach sackings for the year surely.

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  • nrl NRL NRL admits Titans should have been awarded potential match-winning penalty
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  • NeedAnotherOne NeedAnotherOne 1 year ago 0%

    crikey, was such a close game as well. I tipped parra so I'm not as annoyed as Titans fans would be.

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  • nrl NRL Do we want a daily NRL discussion thread?
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  • NeedAnotherOne NeedAnotherOne 1 year ago 100%

    yeah I like weekly, post mortem and upcoming

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  • nrl NRL Roosters surpass 20k members for first time ever????
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  • NeedAnotherOne NeedAnotherOne 1 year ago 100%

    Ya was funny, after Roosters crowed about 20k the Swans sent out an email about 62k. AFAIK AFL memberships are quite varied and different, giving a lot more options / affordability.

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  • nrl
    NRL NeedAnotherOne 1 year ago 100%
    Roosters surpass 20k members for first time ever???? www.roosters.com.au

    Find this hard to believe, I expected they must have broken through 30k at some point over the years. Maybe outside of the Eastern Suburbs they dont have too many supporters, or the Easterm Suburbs people dont even join up? Dolphins sent out an email in June saying they have 28.5k members already.

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    brisbane Brisbane Brisbane Airport cancels plans for billion-dollar auto mall and motor circuit
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  • NeedAnotherOne NeedAnotherOne 1 year ago 100%

    Agreed, especially since a stock EV is already fairly fast. Most manufacturers are releasing performance variants as well with extra grunt and better handling. Also the EV manufacturers are more aligned to automall / online selling (Tesla,polestar,Hyundai), missed opportunity there for them. With the fed gov removal of FBT on sub 90k EV's fleet / novated lease companies are also prime for an automall.

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  • "Initials" by "Florian Körner", licensed under "CC0 1.0". / Remix of the original. - Created with dicebear.comInitialsFlorian Körnerhttps://github.com/dicebear/dicebearFR
    Aussie Frugal Living NeedAnotherOne 1 year ago 100%
    Reminder to Compare Energy Providers, and the AUS GOV website is pretty good https://www.energymadeeasy.gov.au/

    https://www.energymadeeasy.gov.au/ My current provider, like all of them, jacked up my leccy prices in July, but a bit too far for my liking. The Gov comparison site, which I used last time, is still pretty good and you dont need to give your data to private corps lile iselect / meerkat. Hopefully a considerable saving on the new provider, but sill not as cheap as last years prices.

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    fediverse Fediverse PSA: Lemmy.world has been compromised! (Edit: Multiple Instances are down)
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  • NeedAnotherOne NeedAnotherOne 1 year ago 100%

    KeePass +1

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  • sydney Sydney MODERATORS REQUIRED
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  • NeedAnotherOne NeedAnotherOne 1 year ago 100%

    happy to give it a whirlin

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  • nrl NRL MODERATORS REQUIRED
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  • NeedAnotherOne NeedAnotherOne 1 year ago 100%

    Happy to oblige if needed, I'll grep for mod rules etc.

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  • cricket
    Cricket NeedAnotherOne 1 year ago 100%
    courtesy of @everyday_vet

    https://twitter.com/everyday_vet/status/1675800586414071810

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    gardeningaustralia Gardening Australia *Permanently Deleted*
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  • NeedAnotherOne NeedAnotherOne 1 year ago 100%

    Quick stuff at bunnings, better stuff at GardenExpress, native edibles at Daleys seeds at TheSeedCollection and some FruitSaladtrees a couple of years ago.

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  • cricket
    Cricket NeedAnotherOne 1 year ago 100%
    Australian Navy Mobilises HMAS Adelaide To The Thames For Possible Evacuation Of Our Cricketers www.betootaadvocate.com

    [Australian Navy Mobilises HMAS Adelaide To The Thames For Possible Evacuation Of Our Cricketers](https://www.betootaadvocate.com/breaking-news/australian-navy-mobilises-hmas-adelaide-to-the-thames-for-possible-evacuation-of-our-cricketers/) ![](https://aussie.zone/pictrs/image/9afbf3f7-0b2c-4e88-a765-3d5b01ee4d8b.jpeg)

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    australia Australia Nine Announce New Miniseries Based Around Titanic Submersible Disaster
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  • NeedAnotherOne NeedAnotherOne 1 year ago 100%

    Oh Damn, I didnt realise it was that 'Peter Costello' on the 9Board. 😱

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  • australia
    Australia NeedAnotherOne 1 year ago 90%
    Nine Announce New Miniseries Based Around Titanic Submersible Disaster

    https://www.betootaadvocate.com/uncategorized/nine-announce-new-miniseries-based-around-titanic-submersible-disaster/ Nine has announced a new miniseries based on the OceanGate Titan submersible disaster, just in time for summer.

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    sydney Sydney Sydney’s most toxic river is fighting back after decades of abuse
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  • NeedAnotherOne NeedAnotherOne 1 year ago 100%

    Great link! I was familiar with Union Carbide at Rhodes but a lot more was going on. That website looks awesome, thanks again

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